/* Four reading chapters with a quiet sticky index; each service has its own diagram. */
.service-guide{background:#fff;padding:35px 0 0}
.service-guide-layout{display:grid;grid-template-columns:210px minmax(0,1fr);gap:clamp(38px,5.2vw,78px);align-items:start}
.guide-rail{height:100%;min-width:0}
.guide-rail-sticky{position:sticky;top:118px;padding:38px 0}
.guide-rail-label{font-size:14px;font-weight:700;color:#685860;margin-bottom:22px}
.guide-nav{display:flex;flex-direction:column;gap:8px}
.guide-nav-link{position:relative;display:flex;align-items:center;gap:12px;min-height:62px;border-radius:10px;padding:12px;font-size:17px;font-weight:700;color:#685860;transition:color .25s,background .25s}
.guide-nav-link img{width:26px;height:26px;opacity:.58;transition:opacity .25s,transform .25s}
.guide-nav-link:hover{color:var(--deep);background:#fdf4f5}
.guide-nav-link.is-current{color:var(--deep);background:#fcebed}
.guide-nav-link.is-current img{opacity:1}
.guide-nav-link:hover img{transform:translateY(-2px)}
.guide-nav-progress{position:absolute;left:12px;right:12px;bottom:0;height:2px;background:#ef4055;transform:scaleX(0);transform-origin:left}
.guide-nav-link.is-current .guide-nav-progress{transform:scaleX(var(--chapter-progress,0))}
.guide-rail-contact{display:flex;gap:12px;align-items:center;font-size:13px;font-weight:700;padding:26px 12px;color:#685860}
.guide-chapters{min-width:0}
.guide-chapter{padding:35px 0 95px;background:transparent}
.guide-chapter+.guide-chapter{padding-top:80px}
.guide-chapter-heading{display:grid;grid-template-columns:minmax(0,1fr) 32%;gap:24px;align-items:center;margin-bottom:40px}
.guide-service-label{display:flex;align-items:center;gap:9px;font-size:16px;font-weight:700;color:var(--deep);margin-bottom:20px;line-height:1.3}
.guide-service-label img{width:28px;height:28px}
.guide-chapter h2{font-size:clamp(32px,3.2vw,48px);line-height:1.23;letter-spacing:-.055em;margin:0 0 22px}
.guide-chapter h2 span{color:#685860}
.guide-lead{font-size:17px;line-height:1.7;color:#685860;margin:0;max-width:530px;word-break:keep-all}
.guide-max-rate{display:flex;align-items:baseline;gap:10px;font-size:14px;color:#685860;margin:18px 0 0}
.guide-max-rate strong{font-size:31px;font-weight:700;line-height:1.2;color:var(--deep);letter-spacing:-.055em}
.guide-art{display:grid;place-items:center;min-width:0;border-radius:30px;background:radial-gradient(ellipse,#fcedee,transparent 70%);height:265px}
.guide-art img{width:115%;max-width:340px;max-height:265px;object-fit:contain;filter:drop-shadow(0 15px 15px rgba(151,44,65,.09))}
.guide-module{margin-bottom:30px}
.guide-chapter h3{font-size:22px;line-height:1.4;letter-spacing:-.045em;margin:0 0 17px}
.guide-check-flow{list-style:none;counter-reset:phone-step;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;padding:23px 27px;margin:0;background:#fdf3f4;border-radius:17px}
.guide-check-flow li{counter-increment:phone-step;position:relative;padding-top:30px}
.guide-check-flow li:before{content:counter(phone-step);position:absolute;top:0;left:0;display:grid;place-items:center;width:20px;height:20px;border-radius:50%;background:#f9d7db;color:var(--deep);font-size:12px;font-weight:700}
.guide-check-flow strong,.guide-card-flow strong{display:block;font-size:17px;letter-spacing:-.035em;margin-bottom:8px;line-height:1.4}
.guide-check-flow p,.guide-card-flow p{font-size:14px;color:#685860;line-height:1.6;margin:0;word-break:keep-all}
.guide-phone-notes,.guide-voucher-detail{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:34px;margin-bottom:28px}
.guide-phone-notes h3,.guide-voucher-detail h3{font-size:19px;margin-bottom:10px}
.guide-phone-notes p,.guide-voucher-detail p{font-size:15px;color:#685860;line-height:1.7;margin:0;word-break:keep-all}
.guide-preparation{padding:23px 26px;background:#fbf8f8;border-radius:14px;margin:30px 0 23px}
.guide-preparation h3{font-size:17px;margin-bottom:13px}
.guide-preparation ul{display:flex;flex-wrap:wrap;gap:12px 28px;list-style:none;padding:0;margin:0}
.guide-preparation li{display:flex;align-items:center;gap:8px;font-size:15px;color:#685860}
.guide-preparation li:before{content:'';width:9px;height:5px;border-left:1.8px solid #a61728;border-bottom:1.8px solid #a61728;transform:translateY(-2px) rotate(-45deg);flex:none}
.guide-consult{display:inline-flex;align-items:center;gap:34px;font-size:15px;font-weight:700;color:var(--deep);padding:11px 0}
.guide-consult span{display:inline-block;transition:transform .25s var(--ease)}
.guide-consult:hover span{transform:translate(4px,-3px)}
.guide-compare{display:grid;grid-template-columns:1fr 1fr;background:#faf4f5;border-radius:17px;overflow:hidden}
.guide-compare>div{padding:23px 26px}
.guide-compare>div:last-child{background:#fcebed}
.guide-compare h4{font-size:19px;color:var(--ink);letter-spacing:-.045em;margin:0 0 8px}
.guide-compare>div:last-child h4{color:var(--deep)}
.guide-compare p{font-size:15px;color:#685860;margin:0 0 14px}
.guide-compare span{font-size:13px;color:#685860;font-weight:700}
.guide-module-note{font-size:13px;color:#685860;margin:12px 0 0}
.guide-detail-list{margin:0}
.guide-detail-list>div{display:grid;grid-template-columns:140px 1fr;gap:25px;padding:16px 0}
.guide-detail-list dt{font-weight:700;font-size:16px;line-height:1.65}
.guide-detail-list dd{font-size:15px;line-height:1.7;color:#685860;margin:0;word-break:keep-all}
.guide-voucher-types{display:flex;flex-direction:column;margin:0;padding:6px 26px;background:#fdf3f4;border-radius:17px}
.guide-voucher-types>div{display:grid;grid-template-columns:1fr 1fr;gap:25px;align-items:center;padding:17px 0}
.guide-voucher-types dt{display:flex;align-items:center;gap:14px;font-size:18px;font-weight:700}
.guide-voucher-types dd{font-size:15px;color:#685860;margin:0}
.voucher-shape{position:relative;display:inline-block;flex:none;width:30px;height:20px;border:1.5px solid #9d1526;border-radius:4px;background:#fad9dd}
.voucher-shape-mobile{width:18px;height:26px;border-radius:5px;margin-inline:6px}
.voucher-shape-mobile:after{content:'';position:absolute;bottom:3px;left:6px;width:4px;height:2px;border-radius:2px;background:#9d1526}
.voucher-shape-pin:after{content:'';position:absolute;top:5px;left:5px;right:5px;height:8px;background:repeating-linear-gradient(90deg,#c32336 0 1px,transparent 1px 3px)}
.voucher-shape-paper{transform:rotate(-8deg)}
.voucher-shape-paper:after{content:'';position:absolute;top:5px;left:5px;width:13px;height:1.5px;box-shadow:0 4px #c32336;background:#c32336}
.guide-code-note{padding-left:23px;border-left:2px solid #f4bec4}
.guide-card-flow{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;list-style:none;padding:24px 25px;margin:0;background:#fdf3f4;border-radius:17px}
.guide-card-flow li{position:relative;padding-top:29px}
.guide-card-flow li:before{content:'';position:absolute;left:4px;right:-4px;top:5px;height:2px;background:#ebb3ba}
.guide-card-flow li:last-child:before{display:none}
.card-flow-dot{position:absolute;top:0;left:0;width:12px;height:12px;border:3px solid #db4759;border-radius:50%;background:#fff;z-index:1}
.guide-card-flow li:last-child .card-flow-dot{background:#aa1729;border-color:#aa1729}
.service-guide.has-motion .guide-chapter-heading{transition:opacity .65s var(--ease),transform .65s var(--ease)}
.service-guide.has-motion .guide-chapter-heading:not(.is-revealed){opacity:.3;transform:translateY(18px)}
@media(min-width:721px) and (max-width:1100px){.service-guide-layout{grid-template-columns:185px minmax(0,1fr);gap:32px}.guide-nav-link{font-size:15px;gap:9px;padding-inline:10px}.guide-nav-link img{width:23px;height:23px}.guide-chapter-heading{grid-template-columns:minmax(0,1fr) 29%;gap:12px}.guide-chapter h2{font-size:34px}.guide-art{height:220px}.guide-art img{max-height:220px}.guide-lead{font-size:16px}.guide-check-flow{gap:14px;padding:23px 20px}.guide-check-flow strong,.guide-card-flow strong{font-size:16px}.guide-compare>div{padding:22px 20px}.guide-compare h4{font-size:18px}.guide-phone-notes,.guide-voucher-detail{gap:24px}.guide-detail-list>div{grid-template-columns:112px 1fr;gap:18px}}
@media(max-width:720px){.service-guide{padding:0}.service-guide-layout{display:block}.guide-rail{display:none}.guide-chapter{padding:65px 0 58px}.guide-chapter+.guide-chapter{padding-top:60px}.guide-chapter-heading{position:relative;display:block;margin-bottom:29px}.guide-service-label{font-size:15px;gap:7px;margin-bottom:17px;grid-column:1 / -1;white-space:nowrap}.guide-service-label img{width:24px;height:24px}.guide-chapter h2{font-size:clamp(29px,7.5vw,38px);line-height:1.25;width:100%;margin-bottom:18px;word-break:keep-all}.guide-lead{font-size:15px;width:100%;line-height:1.7}.guide-max-rate{flex-direction:column;align-items:flex-start;justify-content:center;min-height:132px;padding-right:160px;font-size:14px;margin-top:10px;gap:8px}.guide-max-rate strong{font-size:40px}.guide-art{position:absolute;right:0;bottom:0;width:155px;height:140px;margin:0}.guide-art img{width:110%;max-width:none;max-height:160px}.guide-chapter-copy{min-width:0}.guide-chapter h3{font-size:20px;margin-bottom:15px}.guide-check-flow{display:flex;flex-direction:column;gap:19px;padding:24px 20px}.guide-check-flow li{padding-top:0;padding-left:32px}.guide-check-flow li:before{top:2px}.guide-check-flow strong{font-size:17px;margin-bottom:5px}.guide-check-flow p{font-size:14px}.guide-phone-notes,.guide-voucher-detail{grid-template-columns:1fr;gap:23px}.guide-phone-notes h3,.guide-voucher-detail h3{font-size:18px;margin-bottom:9px}.guide-phone-notes p,.guide-voucher-detail p{font-size:15px}.guide-preparation{padding:21px 20px;margin:27px 0 17px}.guide-preparation h3{font-size:17px}.guide-preparation ul{display:flex;flex-direction:column;gap:9px}.guide-preparation li{font-size:15px}.guide-consult{font-size:15px;gap:25px}.guide-compare>div{padding:20px 16px}.guide-compare h4{font-size:17px;word-break:keep-all}.guide-compare p{font-size:14px;line-height:1.6}.guide-compare span{display:block;font-size:12px;line-height:1.6}.guide-module-note{font-size:12px;line-height:1.7}.guide-detail-list>div{grid-template-columns:1fr;gap:5px;padding:12px 0}.guide-detail-list dt{font-size:16px}.guide-detail-list dd{font-size:15px}.guide-voucher-types{padding:6px 19px}.guide-voucher-types>div{grid-template-columns:1fr;gap:8px;padding:17px 0}.guide-voucher-types dt{font-size:18px}.guide-voucher-types dd{font-size:14px;margin-left:44px}.guide-code-note{padding-left:17px}.guide-card-flow{gap:18px;grid-template-columns:1fr;padding:24px 20px}.guide-card-flow li{padding:0 0 0 29px}.guide-card-flow li:before{left:5px;right:auto;top:6px;bottom:-23px;width:2px;height:auto}.card-flow-dot{top:6px}.guide-card-flow strong{font-size:17px;margin-bottom:4px}.guide-card-flow p{font-size:14px}}
@media(prefers-reduced-motion:reduce){.service-guide.has-motion .guide-chapter-heading{opacity:1!important;transform:none!important;transition:none}.guide-nav-link,.guide-nav-link img,.guide-consult span{transition:none}}